in my own words:
so much bullshit in a single suggestion
if you want to read a more polite and sensible response, orangemaniac said everything right that there is about to say.
In parts flex, in parts serious suggestion. Im aware this is a first world problem, but give us a way to store money without forcing to use alts if we are at the money cap.
Could use the system from your mom in Johto to store more money.